*Why Star Health Insurance?*

90% of cashless claims settled in less than 2 hours.

6 Easy Steps for Cashless Claim Process.

Avail Cashless Benefits Across 9300+ Hospitals.

Hassle free and customer friendly direct claim settlement without intervention of TPA
6,34,692 claims settled in the financial year 2018-2019.

Rs.2552.30 Crores of claims settled in the financial year 2018-2019.

Wide range of health insurance products from family floater schemes to senior citizen health coverage.

Pre & Post hospital medical expenses. Up to 100% increase in sum insured up on a claim free renewal.

What is a share?
The capital of a company is divided into shares. Each share stands for a unit of ownership. These shares are offered for sale when an organization needs to raise funds. An Initial Public Offering means that a company is making a portion available for traders or investors to buy. Companies benefit from this exercise as they receive the required funds for different purposes.

Here are the reasons why people invest in share market:

Wealth Creation
Future Opportunities to own
Portfolio diversity
Minimizing loss
Easily accessible money
Combating risks
Added benefit of dividends
Wealth creation
In its very essence, investing in shares is about accumulating and multiplying wealth. The most basic tip about how to invest money in the share market that traders follow is ‘buy low, sell high’.

Another share market basic for wealth creation is investing for the long term. This is because businesses go through a lifecycle, and investors need to give their shares enough time for value creation. This is possible only if they stay invested in a particular stock over a period of time.

Opportunities to own:
Buying shares of companies implies that the investor owns a part of that company, thereby allowing him to enjoy the profit that the company makes. The part of the company owned is equivalent to the percentage of shares that he has purchased. As a partial owner of the company, he will be kept informed about company news and updates.

Portfolio diversity:
Investing in shares adds diversity to the investment portfolio. The portfolio could now give investors several sources of income – from real estate, stocks, interest earned from bank accounts apart from his chief source of income.

Minimizing loss:
The Indian share market comprises a number of companies, enabling investors to distribute their investments rather than committing all their resources into one. If the losses of one company lead to the depreciation of some of their shares, the successes of the other would help balance out their losses.

Easily accessible money:
The money put into some types of investments, such as fixed deposits, cannot be accessed until the investment has matured.

In contrast, buying shares allows investors to sell them at any time, without a limit. The amount resulting from this transaction may be easily transferred to their bank accounts.

Combating risks:
The primary fear when it comes to trading in the share market is unexpected losses. This may be overcome through stop loss, a feature that enables investors to give a mandate to their brokers about a specified price limit. If the value of their shares falls below this limit, they will be automatically sold, thereby saving them from incurring great losses.

Added benefit of dividends:
A dividend is the payment that investors receive from the overall profit that a company makes. This amount may be paid in the form of money or more shares. It is important to invest wisely and choose a company that is trustworthy, because paying dividends to investors is not compulsory. However, most multinational corporations and established businesses do offer dividends, as this widens their shareholder base.

Dear Investor,

Every day brings media reports of India’s economy losing steam, auto sales falling, industrial output being low and so on. At the same time, stock markets are at their peak. What should you do? Should you invest more, hold or sell? In our view, you should do what every successful investor does – have a long-term view on your investments. Current trends are transitory; however, history has repeatedly shown us that stock markets move one way over the long term – up.

There are numerous investors who stay on the sidelines when markets are at an all-time high with the belief that it’s too late to invest at this stage. Similarly, there are investors who do the same when markets are at their lowest with the belief that there could be a further fall due to pessimism. Both categories of investors miss out on attractive investment opportunities as a result of giving too much importance to current trends.

In investing, what matters is spotting an attractive stock of a company with a unique and superior product/service that is in a growing industry-group, is a leader in its sector with high earnings growth, profit margins and return on equity, has dynamic stock-price action, and is run by smart and honest management. The next step is to invest and… stay invested for the long term. Naturally, you need to monitor your investment to spot any downtrends that may have a fundamentally negative impact on your investment in order to exit early before the market recognizes this.

We strongly believe that investing is not about high returns over short time periods or trying to time your investments and exits. It’s about realizing the long-term value creation of quality companies.

The timeless popular saying, success in investing is the result of ‘time in the market’, not ‘timing the market’ still holds true.

If you have any questions or would like to know about our investment plans of advisory service, please feel free to ask your queries to us.

With gratitude,

Team GainEQ